Monday, 22 April 2013

Economising

I made a list of list of things we 'want' and things we 'need' and have stuck it onto our kitchen wall.

Things that we genuinely need will be saved up for and bought.

Things we want will stay on the list until we have some spare money and then maybe will be bought.

Two thoughts run through my head..the first is 'god how boring have I become'.  The second is a little thrill of excitement at saving up for things and buying them rather than instantly going and getting them....like waiting for something good to happen.....

Now I work we have more money than we have for a long time.  However, this is all being paid on to my credit cards so that in one year we are free of them as I'm not sure how long my job will last and obviously Keir will be 18 in a few years and so I will lose a big chunk of my money yet will still need to support him so need to be debt free and have some savings behind me.

I don't think that 'economising' is the best term to use.

I think I need to see this in the same way you see it when you are dieting...it isn't about going on a diet, it's about changing your habits that will then last you a lifetime.

So, I need to change my spending habits forever, not just for now.  My boyfriend is a good role model for me around money.  I want to stop looking at this as 'poor me' but look at it from a different perspective, (dunno what yet.....)

I'm bored of writing here now........more tomorrow to see how my day has gone.

Oh, maybe I can have some goals for the day ahead....

1/ ring my housing association to get my online payment account set up.
2/ go for a walk with Keir
3/ post my ebay item
4/ cook a chickpea tagine I think for our food.
5/ go to work at 2, (keep forgetting I've got to do this today).
6/ be delighted with Lara when she comes back from visiting her nan




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